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**The Split Loan Calculator has an initial term that splits the loan repayment into a fixed rate portion and a variable loan portion.**

Assumptions:

- The dollar amount entered in the “fixed portion of loan” is calculated at the “fixed rate” for the term of “fixed period”.
- The principal minus the fixed portion of the principal is calculated at the variable rate.
- After the fixed period has finished the remainder of the principal is calculated at the Variable rate.
- One year is 52 weeks exactly, a month is 52/12 weeks and a fortnight is 26 weeks.
- Interest is calculated by compounding on the same frequency as the repayment stated, i.e. weekly, fortnightly or monthly.
- Repayments are made at the start of each period.
- Rounding is made at the end of the calculations and not at each payment period
- It does not take into account up-front fees and monthly/annual account fees.
- You can email your results to yourself and if you request, a copy of your results and contact information is sent to the web site owner.
- You can print your results for future reference.
- You should consult a finance professional before you make decisions based on this calculator.

**Disclaimer:** Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as indication only. They are neither a quote nor a pre-qualification for a home loan.